2025–2026 RBI & Tax Compliant
Buy vs Rent Calculator India
Compare the 10 to 25 year financial wealth impact of buying a home with a mortgage versus renting and investing the difference in equity mutual funds.
Input Parameters
₹8,000,000
₹
₹25,000
₹
15 Yrs
Yrs
7 %
%
12 %
%
ESTIMATED RESULT
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Updated dynamically
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Download on Google PlayFrequently Asked Questions
The 5% rule suggests annual unrecoverable cost of owning a home is approx 5% of property value (property tax, maintenance, cost of debt). If you can rent equivalent home for less than 5% per year, renting + investing surplus often wins financially.